CORPORATE BACKGROUND

Indochina Bank Ltd (“the Bank”) is a foreign owned locally incorporated commercial bank. The Bank was established in Lao People’s Democratic Republic (“Lao PDR”) on 26^th May 2008 under a Foreign
Investment License No.070-08/PI granted by Ministry of Planning and Investment and under Banking Business License No.53/BOL granted by the Bank of the Lao PDR (“BOL”) on 28^th November 2008.

Indochina Bank (IB Bank) officially commenced its business on the 6^th February 2009 with its Head Office located at Capital Tower, 23 Singha Road, Nongbone Village, Xaysettha District, Vientiane
Capital. The Bank’s shareholders are reputable individuals and institution with strong and stable financial backgrounds.

IB Bank was one of the very first banks in Laos that introduced automobile loans in the market and hence has enjoyed its first mover advantage which reflects on success today. With the continuous
growth in business and customer base, the Bank has steadily transformed itself into a more digitized bank with more advanced products rolled out. It has always strived for more innovative product
propositions. IB Cool Banking Application. was introduced to the market in November 2020. Over the last 13 years, in pursuit of sustainable success and highest customer satisfaction IB Bank has
already established extensive service coverage network in key provinces from the north to south of Laos namely Vientiane Capital, Luangnamtha, Oudomxay, Xiengkhouang, Luangprabang,
Khammouan, Bolikhamxay, Savannakhet and Champasack.

The Bank's strategy remains focused on organic growth with emphasis on the right combination between retail and corporate banking. The bank is committed to sustaining its strong business
performance and leading private banking market shares to maintain its premier status in the Laos banking industry.

As a responsible corporate citizen, Indochina Bank is committed to its corporate social responsibility initiatives which focus on nation building, enhancement of the marketplace, promotion of the
workplace and environment conservation. The bank supports the community by participating in programmes involving education, health care as well as support of the underprivileged. The bank
will continue to seek out ways to enrich the lives of those around by doing its part for the community.